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This is my big thing. It should be included automatically when you purchase an online membership, as I'm sure Home will require the use of online as well. The answer will most likely be that it will require an additional charge, but I hope I'm wrong.
Honestly, if they give us Home for free (be it free by default or bundled with your online membership), then any issues I've had with the dex cut will go out the window. My only concern now is being forced to pay a yearly fee just to keep my living dex.